Financing and Payment Plans

Financing and Payment plans

Losing a loved one brings emotional challenges, along with many important decisions and arrangements. The cost of funeral services should not add unnecessary stress during an already difficult time.



Through Family Shield Credit, families may have the option to finance funeral and related expenses with affordable payment plans, allowing them more time to focus on honoring and remembering their loved one.

Flexible Payment Solutions

Family Shield Credit offers financing options designed to help families move forward with the arrangements they choose, including:

  • Loans ranging from $2,500 to $25,000
  • Flexible terms up to 36 months or 60 months
  • Fixed interest rates
  • Up to three applicants per decedent
  • No prepayment penalty
  • Coverage for funeral services and related expenses

Take the Time You Need

With timely approval, affordable payments, and repayment options available for up to five years, families can have additional time to manage funeral expenses while creating a meaningful Life Celebration®.

Financing and Payment Plans

At Sumner Voiles Funeral Chapel we realize that not every family is prepared to pay for funeral or cremation expenses out of pocket. This should not prevent you from planning a Celebration of Life, Funeral or Memorial that they would have wanted. Sumner Voiles Funeral Chapel offers financing with Memorial Funding which allows your family a more flexible payment schedule.

Our SIMPLE three-step process can get you approved in seconds:

1. Apply at our Funeral Chapel or online at home

2. Choose your term and monthly payment

3. Sign your online agreement

How does the Memorial Funding service work?

Memorial Funding has partnered with Monevo’s award winning free service to help you see personalized loan offers from over 30 top lenders and banks. Let us take the stress out of finding a loan for your funeral or memorial service during this difficult time.



Monevo’s smart technology presents your details to lenders and banks to see if they have any loan offers based on your personal information. In seconds, loan offers will be displayed to you (example below). If you’d like to proceed with an offer, just click “Continue”. There’s absolutely no obligation to proceed and there is no impact on your credit score to see your options.


We also accept cash, check, all major credit cards, assignable insurance policies or pre-need contracts.

Loan comparison dashboard on laptop and phone showing lender rates and monthly payments